Personal Finance

AceMoney Lite makes it easy to manage a checkbook, create and manage budgets, juggle finances in multiple currencies, track spending habits, record expenses, and even do on-line banking. The account information can be shared or password protected. The program offers an easy to use interface that is straight forward and much easier to use than most commercial packages. Yet it offers everything you need to balance your personal bank account and keep track of where your money is going. The free version is limited to one bank account.

Money Manager Ex is a personal finance software that offers a full set of features to manage your finances, budget and investments. It supports checking, credit card, savings, stock investment accounts, as well as fixed assets with depreciation. You can manually enter transaction and also set up reminders for recurring payments or withdrawals. The program supports multiple accounts and currencies and can produce graph and pie chart reports for your spending/income and budget. Other features include AES encryption, import from CSV and QIF formats, money transfers between accounts and more. Money Manager Ex uses a non-proprietary SQLite Database backend, and can be run from a USB drive.

JStock is a personal stock manager that enables you to manage and analyze your portfolio with near real-time data and intraday charts. You can add your personal stock transactions to keep track of your gains and losses, dividend payments and broker fees, or just use the software to monitor a selection of stock symbols. JStock also allows you to scan your stocks for indicators that can tell you when it is time to buy or sell a particular stock. The program includes several pre-configured indicators and advanced users can also creator their own with the Indicator Editor. Other features include graphical charts for stock history, portfolio summary and more, stock alerts (email, system tray, SMS) and market chit-chat with other users. JStock supports 23 stock markets in countries around the world.

R6 Bill Tracker is a personal bill tracking software that allows you to easily manage your one-time and recurring bills, without all the elaborate features of a full-featured finance manager. You can create a list of payees (with address and account details) and add them to your bills-to-pay list as needed or set up recurring bills on a weekly, bi-weekly or monthly schedule. The program displays a monthly summary with your total due for the month as well as any past due and upcoming payments. You can also generate and print detailed reports for bills paid, bills due, last months bills and more.

Medved QuoteTracker allows you to maintain and track stock portfolios, shows you live Intraday charts of collected data, and alerts you when the price goals you set are reached and more. It features charts with multiple indicators, Streaming Level II Quotes, Integrated Trading, Intraday and Historical Chart Trend Lines, as well as email alerts, news monitoring, support for multiple portfolios and more. Most of the quote sources require that you have a customer account with the company, so if you are just looking for casual stock tracking, this software will be of very limited use to you. The interface is a rather clumsy and includes an advertising banner.

AceStock is a personal stock monitor that allows you to track your favorite stocks and be alerted when they reach a specified high or low. It runs in the system tray and alerts you when stock prices reach a user-defined threshold. Very easy to use and keeps long term statistics as well. Small and simple, great for casual stock monitoring. Quotes are delayed by at least 20 minutes.

StockMonkey is a small share calculator to help you with your investment decisions. Simply input your current trading conditions, input the number of shares purchased and initial/final share price at which you will trade and the program will calculate the complex variables for you, including the amount lost to fees, total commission, profit margin, net profit and more.

Financial Fate enables you to predict your financial future based on a detailed analysis of your family finances. In order to make an accurate prediction, the program requires in-depth information about all your current and future financial affairs and requires you to invest some time (an hour or more) to properly input the information based on your tax returns, pay stubs, social security statement and other data. Once you have entered all the required data, Financial Fate generates detailed reports such as investment plans, balance sheets, tax plans, and cash flow projections with year-by-year and line-item-detail visibility. The program applies a variety of default assumptions to properly adjust the predictions based on health-care expenses, Medicare, tax implications, planned changes family sizes, etc. These automatic adjustments have a significant impact on future cash flows and are fully-disclosed in the Financial Fate reports - they can also be changed by the user, if desired. Financial Fate is designed for use with U.S financial information. The program was initially offered as a commercial product but is now available for free.

PWSMoney Lite is a simple personal finance manager designed to track account transactions and keep an eye on your personal finances. It offers an easy-to-use interface that provides a simple account register as well as an overview of upcoming transactions. You can enter transactions manually or import them via CSV or QIF (MS Money) file. Other features include scheduled or recurring transactions, custom categories, printable reports and export to QIF. PWSMoney is a portable application & is designed to run on a USB drive. The free Lite version is limited to 4 accounts and up to 10 personal categories.

TakeStock is an investment portfolio manager that enables you to track the value of your stock portfolio online. You can track US and international stocks as well as mutual funds, and use the built-in symbol lookup to quickly find and add your stocks to the portfolio. The program can calculate gains and losses, display view and compare stock charts, and retrieve company information and related news items from online sources.

TickerTape is a small and simple stock ticker that displays your favorite symbols, as well as their latest value, high/low alerts, trend and an online portfolio overview. The ticker can be customized in color and placed anywhere on your desktop. The ticker also offers a message board feature to communicate with other investors, however this feature requires registration.

StockBuddy sits in your system tray and monitors your stock portfolio via (delayed) quote information from the Yahoo.com servers. The tray icon displays a smiley face if your stocks are up and a moody face if you are losing money. In addition to the stock rates, StockBuddy also provides access to monthly and long-term performance charts. A simple stock monitor for casual investors or observers.